Management|FundReveal-Advisor|Investment Risk Management Systems|FundReveal| Fund Reveal|Best consultants and coaches for business practices of financial planners, advisors, retirement plan consultants using advanced portfolios and risk management tools to delivery best performance to clients|Ani Chitaley|Industry authority on mutual fund and ETF performance measurement and portfolio optimization|Suzana Naik|High experienced corporate finance analytics expert and CFO

You the reader understand and agree to the following:

This document and website and information contained herein are the property of Investment Risk Management Systems Inc. (IRMS), and are protected by copyright and intellectual property laws. All rights reserved. This document, website, its contents, or information are only for the purposes of performance analysis, and are neither intended to be, nor are advice of your past, current or future financial decisions, actions or inactions. You are at your own risk in using this information to draw any conclusions or arrive at any decisions, actions or inactions, financial or otherwise. You may not reproduce, retransmit, disseminate, sell, publish or broadcast this information; nor shall you use this information in connection with creating, promoting, trading, marketing products without the express written consent of IRMS. You are entitled to use the contents for your private, non-commercial use only. IRMS makes no warranties of any kind, whether explicit or implied, about the meaning, usefulness, applicability, completeness, correctness or accuracy of the contents of this document and website. No content, concepts, data, results, information, suggestions, graphs, tables or observations in this document or website are intended for financial or other advice, trading, investing or other financial actions, inactions, or dealing with any financial instruments; they shall not be construed to be advice, direction or suggestions for any financial or non-financial thinking, inactions or actions undertaken by the reader. IRMS or its management or employees are not registered financial advisors, nor planners, are not registered with the SEC or any governing agency, and do not hold licenses for any investment advice, trading, brokerage or planning. IRMS or its management or employees shall not be liable for any punitive, incidental, special, consequential, indirect or exemplary damages, including but not limited to damages for loss of profits, goodwill, other tangible or intangible losses, mental or physical pain or suffering caused by the use of the contents, or reliance on the contents of this document or website in any manner. The reader agrees to indemnify and hold IRMS, its management and employees harmless from any claim or demand, including attorneys' fees or other costs.
All third parties referenced are registered trade names or trademarks or service marks of the respective third parties.
FundReveal^SM and SHOWME^TM are registered service and trademarks belonging to IRMS.
"I hereby declare and agree that I am using information from this service only for my personal use, and not for any commercial use, or dissemination to others. If I am a financial advisor, planner, fund manager, broker, or other financial industry or investment professional, I will so accurately declare my profession in this registration form, and will abide by the agreement and declaration as above. I will be held liable to IRMS for financial and other damages if I disseminate or use this information for my fee based, commission based clients or for other free services provided to my clients or non-clients."
Information collected through www.fundreveal-advisor.com ("Web site") includes information collected automatically and information you submit. Information you submit through this Web site via input form, electronic mail (email), as an attachment to an email, or other method, is used only by IRMS and its employees, agents, contractors, and those acting on behalf of IRMS to fulfill delivery of a requested service or information. To contact IRMS by means other than email, visit our contact page for more information.
We do not automatically collect or store personal information for any purpose. Our Web servers do, however, collect non-personal information automatically to record the IP addresses of visitors, the date and time of access, the pages visited, whether or not the pages were successfully retrieved from our server, and various other status codes and values. This is done so we can better understand how this online environment is being used and accessed.
We do not give, sell, or transfer personal information to third parties other than those directly involved in providing a service or fulfilling a request on behalf of IRMS, unless we are required to do so by law.
This Web site may contain links to third party Web sites. These links are provided solely as a convenience for you. We are not responsible for the content or functionality of linked third-party sites and do not make any representation regarding the content, functionality, or accuracy of materials on such third-party Web sites. If you decide to access a linked third-party Web site, you do so at your own risk.
When you send IRMS information through an electronic mail (email) message, input form, post a comment to a blog, or other method you do so at your own risk.
Please do NOT send or post credit card numbers, social security numbers, bank account numbers, birth dates, or other such information via email or via blog comment.
A "cookie" is a file placed on your computer by a Web site that allows it to store information there about your visit which can be retrieved at a later time, sometimes without your knowledge. IRMS and Web sites linked to by IRMS may use cookies now or in the future. You can set your Web browser to warn you when placement of a cookie is requested so that you can decide whether or not to accept it. If you completely disable cookies on your Web browser, features of this Web site and others may not work properly.
If you purchase a product or service online through IRMS or linked Web sites, we will use your credit card number only to process your payment and will not use it for marketing purposes. For reasons of security, credit card information is not stored on our Web servers; it is processed by an authorized third-party payment gateway in a secure environment. We will retain order information for our records, but this information is never shared with third parties other than to fulfill a request for a product, a service, or for information regarding an order.
IRMS does not warrant that the Web site will operate error-free, be accessible at all times, or that this Web site and its servers are free of computer viruses and other harmful goods. If your use of the Web site or the Materials results in the need for servicing or replacing equipment or data, lost productivity, or downtime, IRMS bears no responsibility for costs or damages. IRMS and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including the warranty of merchantability, non-infringement of third-parties rights, and the warranty of fitness for particular purpose.
By accessing the Web site, you warrant that you are at least 18 years of age.
These notices and disclaimers may occasionally be updated. Notice of revisions will be posted here.

Words of Praise from FundReveal Users

"The more I use FundReveal, the more I appreciate the thought that's gone into its design. For an individual investor like myself, knowing which funds have the long term performance, consistency, and staying power to carry me through the next years is critical. FundReveal is the only system I've found that gives me this information."
—Guy Gimson, Seabrook Island, SC

"As an individual investor, I like the fact that FundReveal can identify funds with better than average returns with low risk."
—Harish Kathpal, Vienna, VA

"One of the MOST critical pieces of data for any investor or professional investment manager. ... If you don't know a manager's risk/reward consistency - you are investing blind."
—Bruce Fleet, President, Fleet Capital Management & Internationally Published Author

"Fund Reveal offers a very unique and yet a simple way of analyzing the performance of mutual funds. It puts the whole concept of risk-adjusted return in an easily understandable graphical framework. ... Knowing that (FundReveal) was developed by one of the best minds in the performance measurement business corroborates the analytical rigor of the machinery behind this product."
—Arun Gorur, Independent Portfolio Trader, Andover, MA

"I have used FundReveal for about a year. ... It was easy to create a portfolio for each of my investment accounts (401k, IRA, other non-retirement accounts). Using the Fund Universe Graph, it was an eye opener to see where my portfolio stands compared to the universe of other available funds, and to see that there were a whole lot of funds with better returns and less volatility. ... The information and analysis from FundReveal has greatly simplified my decision-making process when re-balancing or reallocating my investments."
—Sujit Naik, Northboro, MA

"For the last 30 years or so, I have managed my portfolio and therefore I do careful analyses of the information in newspapers and magazines. Most of the contributors of the articles ALWAYS tell us that higher gains come with higher risk. Almost all fund managers teach us the same mantra: more risk more reward, less risk less reward. ... FundReveal management is the first one to teach us otherwise. Their approach is based on facts and data. ... What FundReveal does is measure the decision-making capability of mutual fund investment managers by identifying funds that exhibit the characteristics that produce high returns with low risk of loss and that do it persistently. I really enjoy their approach and hope that they keep bringing new ways to improve their technology to the benefit of investors."
—Shri N. Singh, PhD, Randolph, NJ, ARDEC, Picatinny Arsenal, Materials Engineer

"I wish I had invested some of my portfolio in mutual funds that (FundReveal) identified as safe and would work best for me. These funds certainly outperformed my investment. ... FundReveal's predictive performance measures can help you find the best mutual funds, and it's a great educational tool for new investors."
—Sudhakar Welankiwar, Ph.D., Manager, Quality Control, Lonza Biologics, Hopkinton, MA

"I enjoyed trying out FundReveal on my existing investments. It demonstrated that my investments had not been made wisely and their performance so far speaks for itself."
—Rohit Jangi MD, Ashland, MA

"The speed that your website sorts through thousands of funds is incredible. It has allowed me to narrow my search to a select few. That's something I can handle and profit from."
—Neil Hathaway, President, Neil's Concrete Cutting Taylorsville, UT

PHONE: (888) 308-5857

Advanced Investment Management Tools for Advisors

You the reader understand and agree to the following:

This document and website and information contained herein are the property of Investment Risk Management Systems Inc. (IRMS), and are protected by copyright and intellectual property laws. All rights reserved. This document, website, its contents, or information are only for the purposes of performance analysis, and are neither intended to be, nor are advice of your past, current or future financial decisions, actions or inactions. You are at your own risk in using this information to draw any conclusions or arrive at any decisions, actions or inactions, financial or otherwise. You may not reproduce, retransmit, disseminate, sell, publish or broadcast this information; nor shall you use this information in connection with creating, promoting, trading, marketing products without the express written consent of IRMS. You are entitled to use the contents for your private, non-commercial use only. IRMS makes no warranties of any kind, whether explicit or implied, about the meaning, usefulness, applicability, completeness, correctness or accuracy of the contents of this document and website. No content, concepts, data, results, information, suggestions, graphs, tables or observations in this document or website are intended for financial or other advice, trading, investing or other financial actions, inactions, or dealing with any financial instruments; they shall not be construed to be advice, direction or suggestions for any financial or non-financial thinking, inactions or actions undertaken by the reader. IRMS or its management or employees are not registered financial advisors, nor planners, are not registered with the SEC or any governing agency, and do not hold licenses for any investment advice, trading, brokerage or planning. IRMS or its management or employees shall not be liable for any punitive, incidental, special, consequential, indirect or exemplary damages, including but not limited to damages for loss of profits, goodwill, other tangible or intangible losses, mental or physical pain or suffering caused by the use of the contents, or reliance on the contents of this document or website in any manner. The reader agrees to indemnify and hold IRMS, its management and employees harmless from any claim or demand, including attorneys' fees or other costs.
All third parties referenced are registered trade names or trademarks or service marks of the respective third parties.
FundReveal^SM and SHOWME^TM are registered service and trademarks belonging to IRMS.
"I hereby declare and agree that I am using information from this service only for my personal use, and not for any commercial use, or dissemination to others. If I am a financial advisor, planner, fund manager, broker, or other financial industry or investment professional, I will so accurately declare my profession in this registration form, and will abide by the agreement and declaration as above. I will be held liable to IRMS for financial and other damages if I disseminate or use this information for my fee based, commission based clients or for other free services provided to my clients or non-clients."
Information collected through www.fundReveal-advisor.com ("Web site") includes information collected automatically and information you submit. Information you submit through this Web site via input form, electronic mail (email), as an attachment to an email, or other method, is used only by IRMS and its employees, agents, contractors, and those acting on behalf of IRMS to fulfill delivery of a requested service or information. To contact IRMS by means other than email, visit our contact page for more information.
We do not automatically collect or store personal information for any purpose. Our Web servers do, however, collect non-personal information automatically to record the IP addresses of visitors, the date and time of access, the pages visited, whether or not the pages were successfully retrieved from our server, and various other status codes and values. This is done so we can better understand how this online environment is being used and accessed.
We do not give, sell, or transfer personal information to third parties other than those directly involved in providing a service or fulfilling a request on behalf of IRMS, unless we are required to do so by law.
This Web site may contain links to third party Web sites. These links are provided solely as a convenience for you. We are not responsible for the content or functionality of linked third-party sites and do not make any representation regarding the content, functionality, or accuracy of materials on such third-party Web sites. If you decide to access a linked third-party Web site, you do so at your own risk.
When you send IRMS information through an electronic mail (email) message, input form, post a comment to a blog, or other method you do so at your own risk.
Please do NOT send or post credit card numbers, social security numbers, bank account numbers, birth dates, or other such information via email or via blog comment.
A "cookie" is a file placed on your computer by a Web site that allows it to store information there about your visit which can be retrieved at a later time, sometimes without your knowledge. IRMS and Web sites linked to by IRMS may use cookies now or in the future. You can set your Web browser to warn you when placement of a cookie is requested so that you can decide whether or not to accept it. If you completely disable cookies on your Web browser, features of this Web site and others may not work properly.
If you purchase a product or service online through IRMS or linked Web sites, we will use your credit card number only to process your payment and will not use it for marketing purposes. For reasons of security, credit card information is not stored on our Web servers; it is processed by an authorized third-party payment gateway in a secure environment. We will retain order information for our records, but this information is never shared with third parties other than to fulfill a request for a product, a service, or for information regarding an order.
IRMS does not warrant that the Web site will operate error-free, be accessible at all times, or that this Web site and its servers are free of computer viruses and other harmful goods. If your use of the Web site or the Materials results in the need for servicing or replacing equipment or data, lost productivity, or downtime, IRMS bears no responsibility for costs or damages. IRMS and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including the warranty of merchantability, non-infringement of third-parties rights, and the warranty of fitness for particular purpose.
By accessing the Web site, you warrant that you are at least 18 years of age.
These notices and disclaimers may occasionally be updated. Notice of revisions will be posted here.

Our Management Team

Meet the FundReveal Management Team

		Dr. Ani D. Chitaley Founder & President, Head of Research Dr. Ani Chitaley holds a ScD in Mechanical Engineering from MIT, an MBA from Case Western Reserve University, and a Masters from ITT Bombay. He has been working in the financial investment industry over the last 19 years, beginning with Fidelity's mutual fund management division.At Fidelity he applied his experience in management process redesign, and mathematical modeling to create industry-leading solutions in trading and investment management. His work transformed equity trading from traditional order processors to value adders, and saved trading costs over $1 billion for Fidelity's mutual funds.During a major industry wide SEC investigation, Ani’s pioneering initiative to create and implement an institutional trading quality and performance measurement system was the key to proving that the trading floor maintained “best-execution” fiduciary responsibility.He also led innovative initiatives for ECN (electronic crossing networks) virtual integration and algorithmic trading that are being practiced on the trading floors of large brokerages and investment banks. He left Fidelity as a Senior VP of Equity Trading Research in 2007.Driven by his recent research in portfolio optimization and mutual fund risk-return behavior, Ani founded Investment Risk Management Systems Inc. (IRMS) in 2009, to provide risk management tools and algorithmic investment products in mutual funds, ETFs and stocks to advisors and investors.He envisions three challenges for the mutual fund and ETF investment management industry over the next decade: Fee structure that is based on performance delivered to investors, and not simply on the amount of assets managed; Investment guidance systems that work in the new global markets driven by ever increasing market uncertainty, and; Guides or Coaches who can empower the increasing number of DIY, self-managing investors with the right know-how and information.Ani is also a veteran, highly resourceful engineer, skilled at systems thinking. He has made significant contributions in organization, management and assurance of manufacturing process quality. Before joining Fidelity Investments, Ani had worked in management, consulting, and engineering positions at Digital Equipment Corporation, Booz-Allen and Hamilton, B. F. Goodrich Aerospace, and Godrej & Boyce of India. His innovative solutions in engineering include the following. Solving a major process quality problem to improve the reliability of the ablative insulation shield used to protect the external fuel tanks of the Space Shuttle. Development of new methods for testing friction and wear of defense aircraft brake materials, and development of aircraft brake heat dissipation designs. Several solution concepts for improvement of process quality and reliability for the Air Force funded Technology Modernization Program for the F16 jet aircraft. Increasing yield and reducing delays in assembly of stacked hard-disc drives. Incisive evaluation of the robotics market, contradicting the 1983 Wall Street predictions that were being accepted by large U.S. corporations, while the Japanese were quietly developing sensors, probes, control systems, AI methods and machine learning, that have now become critical for robotics. India market penetration strategies and tactics for U.S. based manufacturers of microwave equipment and commercial fire alarms. Ani can be reached at ani.chitaley@live.com.

		Anthony M. DuBon *Vice President, Strategy and Operations* Anthony DuBon holds an MBA from the Yale School of Management and an AB degree from Harvard College. He has held management, consulting, and operational positions at Fidelity Investments and Digital Equipment Corporation. Anthony has deep experience in process engineering and redesign that he applied to operational and investment activities at Fidelity. Anthony joined Fidelity in 1995 and managed the transformation of the Fixed Income Mutual Funds Division, a $250 billion Group. He implemented Targeted Active Management, a structured investment decision-making process, which radically improved investment performance. Anthony joined Investment Risk Management Systems Inc. in 2009 to develop business strategy, run operations, and communicate the benefits of the company's risk management products to investors and advisors.

		Suzana S. Naik Chief Operating Officer Suzana is an accomplished executive with over 20 years of experience in international finance, planning, strategy and operations across different industries and dynamic environments. She joined Investment Risk Management Systems Inc. in 2014 as the Chief Operating Officer. In this role, Suzana is responsible for the company's day-to-day operations including its Finance, Accounting and Strategy functions.Suzana comes from Family Dollar Stores Inc, where she was the Vice-President of Decision Support & Business Analytics. Before Family Dollar, she served in various financial leadership roles at "best-in-class" global companies such as Gillette, Compaq, Staples' and Dunkin' Brands. She has lived and worked in North America, Europe and Asia over the last 20 years. Suzana holds a B.Comm. from Pune University, India, and received her MBA from Saint Mary's University, Halifax, Canada. She has also completed her Post-graduate Certificate in Special Studies and her Post-graduate Certificate in Applied Sciences, both from Harvard University, Boston, USA.

		Rupa S. Naik Vice President, Technology Rupa is an accomplished technical leader and software engineer with over 15 years of experience in software design and developement.She has significant experience in leading development projects as well as handling critical customer environment working with service and support organizations.She joined Investment Risk Management Systems Inc. in 2014. As the VP of Technology,Rupa is responsible for the company's technology direction and architecture. Rupa's prior experience includes CA Technologies(Concord Communications) and Harte Hanks Data Technologies where she played a crucial role in software design and development,specializing in database technologies.Rupa holds a B.Sc. in Physics and Math from Maharaja Sayajirao University India, and a MS in Computer Science from University of Massachusetts, Boston.

Terms Of Use

You the reader understand and agree to the following:

(1) This document, website and information contained herein are the property of Investment Risk Management Systems Inc. (IRMS), and are protected by copyright and intellectual property laws. All rights reserved. This document, website, its contents, or information are only for the purposes of performance analysis, and are neither intended to be, nor are advice of your past, current or future financial decisions, actions or inactions. You are at your own risk in using this information to draw any conclusions or arrive at any decisions, actions or inactions, financial or otherwise. You may not reproduce, retransmit, disseminate, sell, publish or broadcast this information; nor shall you use this information in connection with creating, promoting, trading, marketing products without the express written consent of IRMS. You are entitled to use the contents for your private, non-commercial use only. IRMS makes no warranties of any kind, whether explicit or implied, about the meaning, usefulness, applicability, completeness, correctness or accuracy of the contents of this document and website. No content, concepts, data, results, information, suggestions, graphs, tables or observations in this document or website are intended for financial or other advice, trading, investing or other financial actions, inactions, or dealing with any financial instruments; they shall not be construed to be advice, direction or suggestions for any financial or non-financial thinking, inactions or actions undertaken by the reader. IRMS or its management or employees are not registered financial advisors, nor planners, are not registered with the SEC or any governing agency, and do not hold licenses for any investment advice, trading, brokerage or planning. IRMS or its management or employees shall not be liable for any punitive, incidental, special, consequential, indirect or exemplary damages, including but not limited to damages for loss of profits, goodwill, other tangible or intangible losses, mental or physical pain or suffering caused by the use of the contents, or reliance on the contents of this document or website in any manner. The reader agrees to indemnify and hold IRMS, its management and employees harmless from any claim or demand, including attorneys' fees or other costs.

(2) All third parties referenced are registered trade names or trademarks or service marks of the respective third parties.

(3) FundReveal^SM and SHOWME^TM are registered service and trademarks belonging to IRMS.

(4) "I hereby declare and agree that I am using information from this service only for my personal use, and not for any commercial use, or dissemination to others. If I am a financial advisor, planner, fund manager, broker, or other financial industry or investment professional, I will so accurately declare my profession in this registration form, and will abide by the agreement and declaration as above. I will be held liable to IRMS for financial and other damages if I disseminate or use this information for my fee based, commission based clients or for other free services provided to my clients or non-clients."

(5) Information collected through www.fundreveal-advisor.com ("Web site") includes information collected automatically and information you submit. Information you submit through this Web site via input form, electronic mail (email), as an attachment to an email, or other method, is used only by IRMS and its employees, agents, contractors, and those acting on behalf of IRMS to fulfill delivery of a requested service or information. To contact IRMS by means other than email, visit our contact page for more information.